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Figuring out how much insurance is available between 2 drivers of their own personal vehicles can be tricky. If you’ve been involved in an auto accident as an Uber or Lyft passenger or driver, the insurance issue is even more complicated.
Car Insurance
UM provides benefits to innocent motorists who are injured due to the negligence of uninsured drivers. While you may be tempted to waive UM coverage to save a little money, you are taking a big risk and may wind up paying hundreds of times more for medical expenses and lost wages if you are hit by another driver with no insurance.